When you use this Website, Michael Poulin assumes that you are familiar and agree with Terms & Conditions represented below on this page.

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You as a visitor of this Website are permitted read, copy and store the information made available to you on this Website only for your own use. You are not permitted display, modify, reformat, and print or publish, transmit, or otherwise reproduce this information, in whole or in part, in any format to any third party without the express written consent of Michael Poulin. When distributing permitted information made available to you on this Website the references and quotation to this Website are mandatory.

In addition, you are not permitted to alter, obscure, or remove any copyright, trademark or any other notices that are provided to you in connection with the information.Michael Poulin reserves the right, at any time and from time to time, in the interests of his own editorial discretion to add, modify, or remove any of the information.

Pointing to other parties’ trademarks on this Website are for identification purposes only and do not indicate that such parties have approved this Website or any of its contents. These Terms do not grant you any right to use the trademarks of other parties.

These Terms are not designated to, and will not, transfer or grant any rights in or to the information other than those which are specifically described herein, and all rights not expressly granted herein are reserved by Michael Poulin or the third party providers from whom Michael Poulin has obtained the information. You are required to read and abide by any additional terms and conditions that may be posted on this service from time to time concerning information obtained from specific third party providers. Such third party providers shall have no liability to you for monetary damages on account of the information provided to you via this service.

Your use of the products and services on this Website may be monitored by Michael Poulin, and that the resultant information may be used by for his internal purposes or in line with the rules of any applicable regulatory or self-regulatory organisation or body. Your e-mail addresses you might submit for contacting with Michael Poulin, may be used by him but only for the purposes stated in your message. Michael Poulin guarantees erasure of personal e-mail addresses within one week upon explicit request from the e-mail owner if the particular e-mail address has not been erased earlier.

This Website may be pointing to certain laws and regulations. Laws and regulations will change over time and should be interpreted only in light of particular circumstances.

Neither Michael Poulin nor any of its third party providers shall have any responsibility to maintain the data and services made available on this Website or to supply any corrections, updates, or releases in connection therewith. Availability of data and services are subject to change without notice.

Michael Poulin shall have no liability, contingent or otherwise, to you or to third parties, or any responsibility whatsoever, for the failure of any connection or communication service to provide or maintain your access to this service, or for any interruption or disruption of such access or any erroneous communication between Michael Poulin and you, regardless of whether the connection or communication service is provided by Michael Poulin or a third party service provider.

Michael Poulin shall have no liability, contingent or otherwise, to you or to third parties, for the correctness, quality, accuracy, timeliness, reliability, performance, continued availability, completeness or delays, omissions, or interruptions in the delivery of the data and services available on this Website or for any other aspect of the performance of this service or for any failure or delay in the execution of any transactions through this service. In no event will Michael Poulin be liable for any special, indirect, incidental, or consequential damages which may be incurred or experienced on account of you using the data or services made available on this Website, even if Michael Poulin has been advised of the possibility of such damages. Michael Poulin will have no responsibility to inform you of any difficulties experienced by Michael Poulin or third parties with respect to the use of the services or to take any action in connection therewith.

Michael Poulin makes no warranty, express or implied, concerning this service. The services provided by us and our third party providers are on an “AS IS” basis at your sole risk. Michael Poulin expressly disclaims any implied warranty of merchantability or fitness for a particular purpose, including any warranty for the use or the results of the use of the services with respect to their correctness, quality, accuracy, completeness, reliability, performance, timeliness, or continued availability.

The information presented on this Website should not be construed as technology, legal, tax, accounting or any other professional advice or service. The fact that Michael Poulin has made the data and services provided on this Web site available to you constitutes neither a recommendation that you enter into a particular transaction nor a representation that any product described on this Web site is suitable or appropriate for you. Any discussion of the risks contained herein with respect to any product should not be considered to be a disclosure of all risks or complete discussion of the risks which are mentioned.

You should neither construe any of the material contained herein as business, financial, investment, hedging, trading, legal, regulatory, tax, or accounting advice nor make this service the primary basis for any investment decisions made by or on behalf of you, your accountants, or your managed or fiduciary accounts.

You should consult with a professional advisor familiar with your particular factual situation for advice concerning specific matters before making any decision. You should not send any confidential information to any member firm of Clingstone until you have received agreement from the firm to perform the services you request.

You may link to this Website provided that such link does not involve: unauthorised use of our logo; any false claim (actual or implied) of endorsement by, or other relationship with Michael Poulin; framing or embedding of any pages of this Website; or other infringement of his trademarks, copyright and/or other intellectual property rights.

Michael Poulin does not bear any responsibility whatsoever for the content, accuracy or security of any websites that are linked (by way of hyperlink or otherwise) to this website. Although this material is based upon information that Michael Poulin considers reliable and endeavours to keep current. Michael Poulin has not verified all information published by third-parties on this Website.